Mobile Home Insurance from €156!*

Get a Mobile Home Insurance Quote or Talk to Hazel on 01-2079444

Hazel, Our Mobile Home Insurance Expert: You can also call me directly on 01 2079444. I’ll check out a range of providers and put you on cover straight away…

* The Quotation of €156 is based on a structure value of €15,000 with contents of €2,000 and mobile under 15 years old.

Fill out boxes below and then click on "quote me now" It takes 30 seconds!

Any claims in the last 3 years?

Key Features

  • Public Liability cover up to €2.6 million
  • Debris removal up to €500
  • Fire Brigade charges up to €2000
  • New for old cover on Mobile Homes manufactured within the last 5 years
  • Low excess of €150 – meaning you pay the first €150 of any loss

Key Benefits

  • You’re covered for all damage caused by Fire, Theft and Storms
  • Depending on the location of your Mobile Home, we may be able to provide cover for Flood damage
  • As a Coverholder at Lloyds, we deal with every aspect of these policies here in Ireland. This means you are guaranteed a fast and efficient claims process should a loss arise
  • Depreciation will not be taken into account when settling a claim, provided your Mobile Home is less than 5 years old

Mobile Home Insurance Key Questions

No, the process of taking out a Mobile Home Insurance policy couldn’t be easier. You can get a quote by plugging in your details above – its takes 30 seconds! Or ring us on 01 207 9400 for a quick quote. Once you’re happy with the price, we should be able to put you on cover immediately based on the details you provided over the phone.
If you change your Mobile Home mid-term, provided the new Mobile is being kept on the same site all you need to do is give us a ring and let us know the new details. We’ll put your new Mobile Home on Mobile Home Insurance cover straight away. If the value of the new Mobile differs from the original value, you may incur an additional premium or possibly be due a refund for the remaining period of insurance
Of course! To cancel your Mobile Home Insurance policy, all you need to do is give us a call and we’ll cancel the policy on the spot. We’ll issue a full pro rata refund for the remainder of the insurance period.
Yes, Contents cover can be provided on all Mobile Home Insurance policies.
Yes, you are still covered. However if the Mobile is left unoccupied for more than 7 consecutive days the excess will increase to €300 and theft of audio and audio visual equipment will be excluded.
Best Mobile Home Insurance Advisor - Hazel

Hazel Tynan

Home / Mobile Home Insurance Executive

Why you should never insure your Mobile Home on your Household policy!

Home Insurance Vs Separate Mobile Home Insurance Policies
You may come across a lot of Household policies which allow you to insure your Mobile Home or Caravan as part of the same policy. At first, this may seem like a good idea as it could save you a quick buck on your insurance premium. Unfortunately in our experience this is not a great way to insure your Mobile Home or Caravan and could end up costing you an awful lot more in the long run.

No Claims Bonus Risks on Your Home Insurance Policy
One of the most important factors insurers take into consideration when determining the premium you have to pay is your claims history, and just like with a car policy, insurers will allow you a No Claims Discount on your home of up to 40%! This goes for Mobile Homes too. Isn’t that a nice chunk to knock off your premium?! The main issue here is when you have your Mobile Home insured under your Home policy, insurers combine the No Claims Discount. They don’t take into account that the two structures are completely different and may even be in different locations.

Why Risk Your Home Insurance No Claims Bonus unnecessarily?
Maintaining a No Claims Discount on your Home policy is very important as it could save you hundreds on your premium every year. Having your Mobile Home on your Household policy means you will lose this no claims discount if a claims arises.

Mobile Home Insurance Claims Scenario to Consider
Picture this: Your Mobile Home is insured on your Household policy. You keep the Mobile Home on a site in Wexford but you live in Dublin. Due to very bad weather, your Mobile Home is damaged and you need to make a small claim from your insurer of €2000.

  • Scenario 1: Your Mobile Home is insured on your Household policy. On this policy you receive a full no claims discount saving you €200 every year. Your Household No Claims Bonus is now gone and you will be loaded. As a result of this, regardless of who you insure with, you may end up paying up to €350 extra per year for up to 6 years.
  • Scenario 2: If you had your Mobile Home and Household insured separately, your Home policy would remain untouched. This means you would keep the no claim bonus on your Household policy which equates to €200 annually. Your Mobile Home premium would increase following the loss of the no claims bonus, but as the premium is much lower the difference would only be €50 rather than €350 extra every year.

Always Take Out a Separate Mobile Home Insurance Policy
You can see in the example above, which unfortunately happens too often, why we always recommend taking out a separate Home and Mobile Home Insurance policy. With our standalone Mobile Home Insurance Ireland policies, it couldn’t be easier to do so! We will put your Mobile Home on cover straight away and give you a clear explanation of what exactly you are covered for. Other insurance brokers may recommend combining policies to save a few euro on your premium but we make sure that you have the best cover and think ahead for the times you will need insurance companies the most… when a claim arises. If you have any queries on either our Household or Mobile Home policies, please do not hesitate to give us a ring and we will be glad to go through it with you.

Hazel, March 2018

Kidd Insurances are Ireland's premier insurer of mobile homes!

Customer Reviews

Kidd Mobile Home Insurance is rated 4.8 out of 5 based on 21 reviews.