Motor Factor Shop Insurance

Motor Factor Shop Insurance

We have Exclusive rates for Motor Factor Shops.

Cover Summary:
Property
  • Full “All Risks Damage” where damage is defined as loss or damage or destruction.
  • Business interruption cover with an indemnity period of 12 months, 18 months or 24 months.
  • Seasonal increase of stock.
  • €6,500 fire brigade charges cover as standard.
  • Automatic re-instatement of the sum insured after loss.
Liability
  • €13,000,000 employers liability.
  • €2,600,000 public and products liability as standard (with higher options, up to €13,000,000 available).
  • Employment disputes.
  • Legal defence.
Money
  • Up to €500,000 non-negotiable financial instruments.
  • Up to €2,500 money cover overnight on the premises in an unspecified locked safe.
  • Up to €7,500 money cover overnight on the premises in an anchored safe or under-floor sage. (Higher limits available.)
  • Up to €10,000 money in transit, on the premises during business hours and in bank night safe. (Higher limits available.)
  • Up to €15,000 capital benefit / €65 weekly benefit as standard for personal accident assault.
Additional Covers Available
  • Multiple properties on a single policy.
  • All Risks / Signs.
  • Goods in transit.
  • Work away.

0% Direct Debit Facility over 10 months!