Montessori Insurance

Montessori Insurance

Kidd Insurances have designed great cover at highly competitive premiums specifically for Montessori Schools.
We have recognised the extra care and attention given by Montessori teachers and this is reflected in the low cost of this Montessori Insurance.
Main Covers as Standard include:

  • Damage to Montessori Equipment,
  • Public Liability Insurance,
  • Employers Liability Insurance,
  • Loss of Income (In case you have to close your Montessori due to damage or an infectious disease).

Montessori Schools Insurance Summary of Cover

School equipment/contents up to €20,000 in value - Cover - Accidental Damage including Theft. Breakage of plain glass of ordinary glazing quality for which the school is responsible is also included. The first €125 of each and every claim is excluded.
Limit of Indemnity - €6,500,000 any one claim. Policy applies to normal school activities but EXCLUDING SWIMMING.
A Higher Limit of Indemnity is available on request subject to an additional premium.
(Including cash, bank notes, currency notes, cheques, postal and money orders) in the following circumstances or situations:
  • In transit, bank night safe, residences of school officials and at any school premises whilst being used for school activities. €3,000
  • Personal money (not otherwise insured) of Supervisors and Helpers and Employees while at the school during school sessions. €150
  • Any other loss. €150
Accidental bodily injury sustained while engaged in school activities EXCLUDING SWIMMING by:
  • Employees, Helpers or Supervisors (paid or unpaid) all aged 15-70 inclusive.
  • Helpers and school children all aged up to 15.

Benefits Payable – Employees/Helpers/Supervisors. Aged 15-70 inclusive.

  • Death. €25,000
  • Loss of one or more limbs or eyes, or Permanent Total Disablement from gainful employment of any and every kind €25,000
  • Temporary Total Disablement from usual occupation – per week for a maximum of 104 weeks in all, not necessarily consecutive. €250
Medical and out-of-pocket expenses are not insured.

Benefits Payable – Helpers and school Children all aged up to 15.

  • Death. €650
  • Loss of one or more limbs or eyes, or Permanent Total Disablement from gainful employment of any and every kind. €25,000
  • Temporary Total Disablement from usual occupation – per week for a maximum of 104 weeks in all, not necessarily consecutive. €Nil.
Medical and out-of-pocket expenses are not insured.
Limit of indemnity of €13,000,000 any one occurrence.
Loss of income (fees) and/or increased cost of working - Sum Insured €80,000.
Loss of Income applies in the event of the school having to close as a result of Loss or damage to buildings and/or equipment, Infectious Disease.
Insurance of buildings (subject to average) against loss or damage.
Property Owners Liability is included with a limit of indemnity of €6,500,000 any one occurrence.
This section can also cover tenant’s improvements.
The first €125 of each and every claim is excluded.