Holiday Home

Get a Quote Now!

(Ireland)
01 207 9400

or request a call back

Policy Summary

This is a summary of the Alan B Kidd Mobile Home and Trailer Caravan Insurance Scheme.

This policy summary does not contain the full terms and conditions of cover, but highlights the main features and benefits and significant exclusions to help you decide if the policy meets your needs.

Full details are contained in the policy booklet a copy of which is available on-line here.

Mobile Home / Trailer Caravan, – means the Structure, Fixtures and Fittings and Equipment including external gas cylinders.

Contents means – Contents and Personal Effects and Luggage contained in or about the Mobile Home /Trailer Caravan.

What is your Mobile Home /Trailer Caravan Insured against?

The Kidd Mobile Home / Trailer Caravan policy protects your Mobile Home/Trailer Caravan against Physical Loss or Damage to:

  • The Structure, Fixtures, Fittings and Equipment of the Mobile Home/Trailer Caravan including outside gas cylinders.
  • Contents and Personal Effects and Luggage whilst contained in or about the Mobile Home or Caravan Trailer.
  • Transport Costs Following Damage. The policy will cover reasonable costs for removing the Mobile Home / Trailer Caravan to the nearest repairer and the re-delivery to your home address or fixed site in Ireland after repairs which are covered under the terms of the policy.
Public Liability – Limit €1,300,000 any one claim.

Examples of Exclusions and Conditions

We recommend that you refer to the policy documents for full information.

Claims Excess – this is the amount you will pay in respect of a loss.
All claims (excluding Subsidence) €150 each and every claim.

Other Main Exclusions:

  • Normal wear and tear,
  • Loss of use,
  • Theft from Mobile Home while unattended unless closed and locked at all points of entry,
  • Loss or damage whilst let for hire or reward,
  • Damage caused by Storm or Tempest unless securely anchored,
  • Loss or Damage whilst loading or unloading from ships other than drive on drive off ships,
  • During the period 1st November to 31st March inclusive loss or damage caused by storm or tempest to trailer caravans unless it is securely anchored.
 
Specialists in Holiday Home Insurance & Childcare Insurance
Bookmark and Share