Discount Car Insurance For Childcarers

Our Car Insurance product offers a very broad scope of cover at a competitive price. In addition to the standard covers we also provide a wide range of additional features and benefits.

• We will pay for loss or damage to your car and its accessories and spare parts while they are in or on the car caused by fire theft or attempted theft of the vehicle.
• Automatic cover for the carriage of the children in your care.
• We will cover the cost of replacement locks or reprogramming of locking devices of the vehicle following theft of keys from your permanent residence up to an amount of €1000.
• Windscreen cover is included without loss of No Claims Bonus:
  • automatically on comprehensive policies
  • available on third party fire and theft up to €400
• We automatically provide Roadside Assistance including:
  • Cost of call out and up to one hours free labour at the roadside if the vehicle can be repaired in situ
  • Towing the vehicle to the nearest competent repairer or to a garage of your choice, whichever is closer
  • Home Start - Someone to assist you in the event of a breakdown at your home
  • Completion of your journey if the vehicle cannot be repaired in situ
  • Message Reply - we will pass on two urgent messages for you
  • Overnight accommodation for one night only
  • We will cover loss of or damage to rugs clothing and personal effects up to €500 while in or on the insured vehicle as a result of fire theft (attempted theft) or by accidental means.
  • We provide you with a temporary replacement car up to €200 if the vehicle is out of use as a result of loss or damage insured under the policy.
  • We will provide cover for you while driving other cars you do not own or have not hired under a hire-purchase agreement.
  • We provide step back no claims discount - this means you will only lose part of your discount if a claim is made on your policy. Our step back bonus scale operates as follows:
    • 5 years reduced to 3 years
    • 4 years reduced to 2 years
    • 3 years reduced to 1 year
    • 2 years reduced to nil
  • Your No Claims Discount is not effected for a claim for Fire or Theft.
  • You may also avail of No Claims Discount Protection at an additional premium.
  • If any passenger is injured in an incident involving your car we will pay Medical Expenses for up to €100. We will pay up to this amount for each passenger injured If you use your vehicle to travel to the European Union and European Union approved countries, we can extend your full policy cover while you are abroad - just let us know before your trip.
  • Dedicated professional claims team to assist you if the need arises.
  • Network of Approved Repairers - Benefits of using these repairers include:
    • Reduced policy excess
    • Genuine manufactures parts
    • Repairs are guaranteed
    • No storage charge for 21 Days (if your vehicle is beyond economical repair)
    • Courtesy car provided
    • Quick efficient and professional service